We offer annually renewable credit facilities with floating interest rates to provide cash flow for operations. We also offer contract lines of credit financing to fund major, one-time projects.

Borrowers can select fixed or floating rates to cover merger and acquisition costs — or to purchase equipment and other fixed assets.

We issue standby letters of credit for vendor support and surety needs, as well as state sales tax and commercial import letters of credit.

Our team can provide phased financing from land acquisition through development, construction and occupancy for distribution, retail, industrial and office properties. We also offer land acquisition and development loans for commercial and residential real estate projects.

We offer permanent financing on owner-occupied commercial buildings and distribution, retail, industrial, multi-family and office properties purchased for investment. 

As a Preferred Lender we collaborate with the U.S. Small Business Administration (SBA) to provide guaranteed equipment and working capital financing through SBA’s 7a program and loans for fixed assets via its 504 program.