Save time and put your money to work the day you receive it with remote deposit. Our remote deposit scanners and online software enable you to instantly deposit receivables.

With prior customer authorization, set up recurring collection of your receivables, e.g., fees, dues, donations, or invoices. Create an electronic debit within 24 hours for multiple categories and payment dates or automate your collection process to debit accounts monthly, quarterly, or annually.   

2022 ACH Rules Update2021 ACH Rules Update2020 ACH RULES UPDATE

Cut internal overhead and direct customers to remit payments to a dedicated P.O. Box managed by Saint Louis Bank. We process and deposit all checks to your account daily and offer online reporting options. 

Our merchant partner, SwipeSum, customizes best in class solutions that cut the cost of processing payments by an average of 25 percent. Their demonstrated track record, consultative approach, transparency in pricing and exemplary customer service level has had a positive impact on our commercial customers

Reduce processing costs by depositing payroll funds directly into employees checking or savings accounts.

EFTPS is the easiest way for a business to manage federal tax obligations. Following enrollment in EFTPS Direct, you can make a payment, cancel a payment, review your payment history and update your bank account information 24/7. To learn more and enroll, visit  www.eftps.gov.

Our Small Business Bill Pay is ideal for small to mid-size businesses that want the convenience of consolidated monthly payment and e-bill statements. Tools such as auto pay, recurring payments and e-mail notifications simplify bill-paying.

When expenses need to be paid on the fly, our VISA credit card provides you and designated staff a financial tool accepted worldwide. With combined statement reporting, all expenses are detailed for your review and audit. You can also sign up for reward and travel reward cards.   APPLY NOW

Our debit cards are ideal for small business owners who want to make small purchases direct from their bank account.

With Zero Balance Sweeps, you no longer need to manually transfer funds between accounts to cover cash flow requirements. Incoming deposits are immediately moved to the account you designate. For outgoing disbursements, funds will be pulled from the designated account.

Automatically reduce your loan principal balance with excess funds from your checking account or automatically advance loan funds to cover overdrafts.

ICS — the Insured Cash Sweep® service — an FDIC insured smart, secure and convenient way to safeguard your large deposits. We are proud members of the IntraFi network of banks.

Through the Certificate of Deposit Account Registry Service®, called CDAR®S, we can place large deposits into smaller-denomination CDs at multiple institutions. We are proud members of the IntraFi network of banks.

Positive Pay is one of the most secure and effective services against check fraud losses. You can review and provide pay or return decision on suspicious items conveniently online.

ACH Positive Pay enables you to allow or block electronic transactions attempting to post to your account.