Deposit Rates

Certificates of Deposit - Less than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $1,000 0.05 0.05
90-180 days $1,000 0.15 0.15
6-11 month $1,000 0.20 0.20
12-17 Month $1,000 0.45 0.45
18-23 Month $1,000 0.50 0.50
24-35 Month $1,000 0.70 0.70
36-47 Month $1,000 0.95 0.95
48-59 Month $1,000 1.15 1.15
60 Month $1,000 1.44 1.45

 

Certificates of Deposit - More than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $100,000 0.15 0.15
90-180 days $100,000 0.25 0.25
6-11 month $100,000 0.30 0.30
12-17 Month $100,000 0.55 0.55
18-23 Month $100,000 0.60 0.60
24-35 Month $100,000 0.80 0.80
36-47 Month $100,000 1.05 1.05
48-59 Month $100,000 1.24 1.25
60 Month $100,000 1.54 1.55
 APY Calculation Methods:
*365/365 Simple, Compounded Quarterly
INTEREST RATES AND APY ARE SUBJECT TO CHANGE AT ANY TIME
IRA Accounts*
TermMinimum BalanceInterest Rate %APY
90-180 days $1,000 0.15 0.15
6-11 Month $1,000 0.20 0.20
12-17 Month $1,000 0.45 0.45
18-23 Month $1,000 0.50 0.50
24-35 Month $1,000 0.70 0.70
36-47 Month $1,000 0.95 0.95
48-59 Month $1,000 1.15 1.15
60 Month $1,000 1.44 1.45
IRA Savings $25 0.15 0.15

For rates on IRA's $100,000+ please see a personal banker.

 

Consumer Accounts**
 Minimum BalanceInterest Rate %APY
Senior Interest Checking $2,500 0.05 0.05
Interest Checking $1,000 0.05 0.05
Personal Money Market $50,000 or more 0.30 0.30
  $25,000-$49,999.99 0.30 0.30
  $10,000-$24,999.99 0.30 0.30
  $1,000-$9,999.99 0.10 0.10
Regular Savings $25,000 or more 0.15 0.15
  $10,000-$24,999.99 0.15 0.15
  Under $10,000 0.15 0.15
Lil' League Savers  $0.01 0.15 0.15

 

Business Accounts**
 Minimum BalanceInterest Rate %APY
Business Interest Checking $1,000 0.05 0.05
Business Money Market $50,000 or more 0.15 0.15
  $25,000 -$49,999.99 0.15 0.15
  $10,000 -$24,999.99 0.15 0.15
  $1,000 -$9,999.99 0.05 0.05

 

APY Calculation Methods:
*365/365 Simple, Compounded Quarterly
**Actual/Actual Simple, Compounded Monthly
INTEREST RATES AND APY ARE SUBJECT TO CHANGE AT ANY TIME
For all accounts other than CD's, rates are subject to change after opening