Deposit Rates

Certificates of Deposit - Less than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $1,000 0.20 0.20
90-180 days $1,000 0.30 0.30
6-11 month $1,000 0.35 0.35
12-17 Month $1,000 0.60 0.60
18-23 Month $1,000 0.65 0.65
24-35 Month $1,000 0.85 0.85
36-47 Month $1,000 1.10 1.10
48-59 Month $1,000 1.29 1.30
60 Month $1,000 1.59 1.60

 

Certificates of Deposit - More than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $100,000 0.30 0.30
90-180 days $100,000 0.40 0.40
6-11 month $100,000 0.45 0.45
12-17 Month $100,000 0.70 0.70
18-23 Month $100,000 0.75 0.75
24-35 Month $100,000 0.95 0.95
36-47 Month $100,000 1.19 1.20
48-59 Month $100,000 1.39 1.40
60 Month $100,000 1.69 1.70
 APY Calculation Methods:
*365/365 Simple, Compounded Quarterly
INTEREST RATES AND APY ARE SUBJECT TO CHANGE AT ANY TIME
IRA Accounts*
TermMinimum BalanceInterest Rate %APY
90-180 days $1,000

0.30

0.30
6-11 Month $1,000 0.35 0.35
12-17 Month $1,000 0.60 0.60
18-23 Month $1,000 0.65 0.65
24-35 Month $1,000 0.85 0.85
36-47 Month $1,000 1.10 1.10
48-59 Month $1,000

1.29

1.30
60 Month $1,000 1.59 1.60
IRA Savings $25 0.15 0.15

For rates on IRA's $100,000+ please see a personal banker.

 

Consumer Accounts**
 Minimum BalanceInterest Rate %APY
Senior Interest Checking $2,500 0.05 0.05
Interest Checking $1,000 0.05 0.05
Personal Money Market $50,000 or more 0.30 0.30
  $25,000-$49,999.99 0.30 0.30
  $10,000-$24,999.99 0.30 0.30
  $1,000-$9,999.99 0.10 0.10
Regular Savings $25,000 or more 0.15 0.15
  $10,000-$24,999.99 0.15 0.15
  Under $10,000 0.15 0.15
Lil' League Savers  $0.01 0.15 0.15

 

Business Accounts**
 Minimum BalanceInterest Rate %APY
Business Interest Checking $1,000 0.05 0.05
Business Money Market $50,000 or more 0.15 0.15
  $25,000 -$49,999.99 0.15 0.15
  $10,000 -$24,999.99 0.15 0.15
  $1,000 -$9,999.99 0.05 0.05

 

APY Calculation Methods:
*365/365 Simple, Compounded Quarterly
**Actual/Actual Simple, Compounded Monthly
INTEREST RATES AND APY ARE SUBJECT TO CHANGE AT ANY TIME
For all accounts other than CD's, rates are subject to change after opening