Certificates of Deposit/IRA Certificates of Deposit

St. Louis Bank offers a variety of Certificates of Deposit (CDs) and IRA Certificates of Deposit to fit your financial situation. Regular CDs and IRA CDs begin at $1,000.

 

Certificates of Deposit - Less than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $1,000 0.05 0.05
90-180 days $1,000 0.15 0.15
6-11 month $1,000 0.20 0.20
12-17 Month $1,000 0.45 0.45
18-23 Month $1,000 0.50 0.50
24-35 Month $1,000 0.70 0.70
36-47 Month $1,000 0.95 0.95
48-59 Month $1,000 1.15 1.15
60 Month $1,000 1.44 1.45

 

Certificates of Deposit - More than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $100,000 0.15 0.15
90-180 days $100,000 0.25 0.25
6-11 month $100,000 0.30 0.30
12-17 Month $100,000 0.55 0.55
18-23 Month $100,000 0.60 0.60
24-35 Month $100,000 0.80 0.80
36-47 Month $100,000 1.05 1.05
48-59 Month $100,000 1.24 1.25
60 Month $100,000 1.54 1.55
 APY Calculation Methods:
*365/365 Simple, Compounded Quarterly
INTEREST RATES AND APY ARE SUBJECT TO CHANGE AT ANY TIME