Business Banking

Solutions That Fit Your Business!

Free Business Checking

Free Business Checking is perfect for companies, not-for-profit organizations, clubs, and entities that make a limited number of monthly transactions.

  • $100 opening deposit
  • No minimum balance requirement
  • No monthly maintenance fee
  • Up to 250 free monthly transactions
  • Monthly transactions over 250: 35 cents each
  • Business debit card

Business Interest Checking

Business Interest Checking is great for customers who want to combine the benefits of their checking and savings account and have low to moderate transaction activity along with the ability to maintain a $1,000 monthly account balance.

  • $1,000 opening deposit
  • Up to 250 free monthly transactions
  • Monthly transactions over 250: 35 cents each
  • $10 monthly fee if $1,000 minimum is not met

Business Analyzed Checking

Business Analyzed Checking is perfect for companies with high monthly transaction volume, larger account balances, multiple accounts and/or in need of cost-effective cash management services. A $20 monthly maintenance fee applies.

  • Checks and debit withdrawals 17 cents each
  • Deposits processed 40 cents each
  • Deposited item 11 cents each
  • Remote deposits 20 cents each
  • Lock box items 35 cents each
  • ACH debits/credits 14 cents each
  • Negative collected balance rate Prime + 4%
Please note: Fees can be offset by earnings credit. The earnings credit can only be used to offset  service fees. Your earnings credit will be calculated based on your average monthly collected balance (less government reserve requirements). See our TIS Account Disclosure for Business Account Services for details, including fees that may apply.

Business Money Market

This investment account delivers market-responsive returns to businesses that maintain large monthly balances, from $1,000 to $100,000 plus*.

  • $1,000 opening deposit
  • Six debits per month
  • Up to 100 free monthly transactions
  • $10 monthly fee if $1,000 minimum is not met
  • Monthly transactions over 100: 25 cents each
 

Other Interest Bearing Accounts

Basic Online Banking at St. Louis Bank offers

  • Transfer of funds
  • Daily transaction detail
  • Current and multi-account balance reporting
  • View/print images of posted checks
  • Download account reconciliation
  • Stop-payment orders
  • Create multi-level user access
  • Dual control
  • E-statements

Cash Management

  • Domestic and international wire transfers
  • Payroll (direct deposit)
  • Tax payments
  • ACH payments
  • ACH receipts
  • ACH collections (Perfect for monthly recurring dues or fees.)
  • Loan payments
  • Bill pay for business

Learn More

Please note: For detail on fees, ask for our TIS Account Disclosure for Business Account Services.